ACS's proprietary, patent-pending technology was developed from our own first-hand experience of serving and assisting car-buying customers. Everything we create we have used ourselves, giving us direct knowledge of what work works best. We know that what we offer to the industry works extremely well.
Our technological expertise and industry experience led to the creation of our patent-pending calculation engine, truPayments®. truPayments® powers all of our consumer facing monthly payment quoting websites, dealer widgets and the industry's ONLY shop-by-payment service.
truPayments® includes a credit decisioning engine that uses our proprietary "soft credit" pull functionality. This generates a real time full credit bureau without affecting a consumer's credit score. Neither SSN nor DOB is required to initiate the pull.
Individual consumer credit, along with tiered bank and OEM finance/lease programs, fuel the truPayments® engine that calculates real monthly payments for VIN specific vehicle inventory.
The truPayments® engine generates over 8 million payment quotes per day.
We welcome the opportunity of working with companies sharing the same passion for creating better consumer-buying and dealer-sales experiences.